SAP America is pleased to offer voluntary Universal Life Insurance with Long-Term Care Benefits.

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Universal Life Insurance with Long-Term Care Benefits Introduction

Watch this short video to learn how Universal Life Insurance with Long-Term Care Benefits may help offset the high costs of long-term care services, plus provide a life insurance for your loved ones.

Advantages of the Universal Life Insurance with LTC Benefits

Coverage

Comprehensive coverage in your home, your community, assisted living facility or nursing home.

Portability

All plans are fully portable. If you are terminated, leave your job or move to another state, you can take your plan with you.

No Gender-Based Pricing

No gender-based pricing which means applicants do not pay higher premiums based on their gender.

Guaranteed Issue

Guaranteed Issue for newly eligible employees age 18-64 (policy limits may apply)